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Gardner Financial Management - Inheritance Tax Planning

Inheritance Tax Planning

Inheritance Tax Planning: A Necessity for Everyone

Inheritance tax planning is often thought to be a concern only for the wealthy. However, the reality is that it has become a vital consideration for individuals from all financial backgrounds. The landscape of inheritance tax has evolved, impacting more people than ever before.

Today, this issue extends beyond massive family estates. It’s about safeguarding your hard-earned assets and ensuring a smooth transition for your loved ones, regardless of your financial standing.

Recognising the unique nature of each financial situation, our team is here to guide you through the intricacies of inheritance tax planning. From identifying potential liabilities to implementing strategic solutions, we’re committed to helping you make informed decisions that align with your aspirations and protect your legacy.

Why should you consider professional advice for inheritance tax planning? The benefits go beyond just financial security. By addressing this aspect of your financial strategy, you gain peace of mind, knowing that your legacy is in capable hands. Moreover, it allows you to focus on enjoying the present, secure in the knowledge that your loved ones will inherit not just assets, but a carefully crafted financial plan.

At Gardner Financial Management, we specialise in making complex financial matters accessible. Let us demystify inheritance tax planning for you, ensuring that it’s a tool for wealth preservation, accessible to everyone. Contact us today for personalised advice tailored to your unique circumstances.

Over the years, the IHT thresholds have, in real terms, stealthily fallen.

The threshold (nil rate band) has not kept pace with property inflation and as such more and more people are falling into the trap of paying inheritance tax. IHT is payable at a flat rate of 40% on assets above the nil rate band. Unlike many other taxes though, there are plenty of things you can do now to make sure you pass as much of your wealth on to your family and friends and not the taxman.