Introduction Entering your 50s brings the reality of retirement closer than ever. It’s a period filled with excitement and, understandably, a fair amount of anxiety.… Read More »Financial Planning: The Key Steps to a Smooth Retirement Transition
As the golden years of retirement draw near, the critical task of ensuring a stable and fulfilling future becomes paramount. For many, the concept of… Read More »“Navigating Annuities: A Guide for the Uninitiated”
Navigating the Future: Why Acting Now is Crucial for Your Retirement Plans Introduction: The landscape of retirement planning is continually evolving, reflecting broader societal shifts… Read More »State pension age needs to rise to 71 by 2050, new report says.
Embarking on the journey of early retirement is a shared dream for many. The prospect of embracing your golden years ahead of schedule is undeniably… Read More »Can I Retire Early?
Is it time to consider purchasing an annuity ? When it comes to accessing pension benefits, retirees have multiple options to consider. The two most… Read More »Is it time to consider purchasing an annuity ?
Are you tired of feeling overwhelmed and uncertain about your retirement plans? Do you want to start building a financial foundation that will support the… Read More »The Basics of Retirement Planning and How to Get Started. 
Should I take my pension lump sum? A huge number of people will turn 55 this year, giving them access to their pension fund. The… Read More »Should I access my Tax Free Cash now I’m 55?
Please follow and share links below Facebook Twitter Youtube Financial advice is essential in the current circumstances. You can rely on us for considered, measured… Read More »What is Pension Freedom ?
Pensions and Divorce Going through a divorce is a difficult time, both emotionally and financially. Good financial advice can bring benefits, not only when splitting… Read More »Pensions and Divorce
Beginning a carry forward exercise now, rather than towards the end of the tax year might be sensible The March budget saw a relaxation of… Read More »Carry Forward: What To Consider for Business Owners
10 things to do to improve your finances Have a budget: Many people don’t budget because they don’t want to go through what they think will… Read More »10 top tips to get your finances in order
“As the old investment adage goes, its about time in the market – not timing the market” Is now actually a good time to invest?… Read More »Is now a good time to invest ?
We are living in unprecedented times and the coronavirus pandemic is having a massive impact on the way we live our lives. The current situation… Read More »Coronavirus and Mortgage Payment Holidays
For the self-employed the government has announced additional measures to support them in the current crisis. If a client is self-employed or a member of… Read More »Government measures to help the self-employed
Married Tax Allowance – claim up to £1,150 There are over 2.4 million couples who may miss out on a very easy tax allowance, worth… Read More »Married Tax Allowance – claim up to £1,150
Back to Basics – Pensions For most people, pensions are the best way to save for retirement, thanks to generous tax relief and tax-free… Read More »2020 Back to Basics – Pensions
This month we’re focusing on lending to professionals – a niche area for us at GFM There are lenders that can offer a maximum 40-year… Read More »A healthy diagnosis for junior doc
DOES IT MAKE SENSE TO COMBINE YOUR PENSION POTS? The days when you began your career with one employer and stayed there until the day… Read More »Should you Consolidate your Pension pots
Well the champagne corks may not be popping, but it really is important that as we all start a new financial year that we… Read More »Tax Changes and Savings opportunities 2019
Automated Advice The straightforward and affordable way to invest We are all aware of the need to invest in our financial futures and we are… Read More »Exciting new development for Gardner Financial Management
